Pradhan Mantri Awas Yojana

Government to provide assistance to construct 3 crore new Rural and Urban Houses under PMAY

  • Overview:
    • The government aims to construct 3 crore houses under the Pradhan Mantri Awas Yojana (PMAY).
    • Distribution: 2 crore houses in rural areas (PMAY-Rural) and 1 crore in urban areas (PMAY-Urban).
  • PMAY-Rural:
    • 2 crore houses will be in addition to the 2.95 crore houses already sanctioned.
    • Launched in 2016 by the Ministry of Rural Development.
    • Type: Centrally Sponsored Scheme.
    • Beneficiaries identified through the Socio-Economic and Caste Census (SECC) 2011.
    • Current Status: 2.62 crore houses completed as of 11th June 2024.
  • PMAY-Urban:
    • Launched in 2015 by the Ministry of Housing and Urban Affairs.
    • Type: Both Centrally Sponsored and Central Sector Scheme.
    • Beneficiaries include:
      • Economically Weaker Section (EWS) with an income of up to 3 lakh.
      • Low Income Group (LIG) with 3-6 lakh income.
      • Middle Income Group (MIG) with 6-12 lakh income.
    • EWS is eligible for assistance in all four verticals, while LIG/MIG is eligible under the Credit Linked Subsidy Scheme (CLSS).
    • Current Status: 83.51 lakh houses completed as of 3rd June 2024.

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